Ravi Babu Veshala

Ravi Babu Veshala is a Payments Architecture Expert with over a decade of experience in cross-border payment systems, SWIFT messaging, and ISO 20022 migration.

He currently works as Domain Architect – Payment Solutions at SAB Bank.

Ravi founded PaymentTalks to bridge the knowledge gap in the payments industry — making complex concepts in SWIFT MT/MX, ISO 20022, CBPR+, SEPA, and payment engine architecture accessible to professionals at every level, from Day 1 freshers to senior architects.

Areas of expertise: SWIFT MT101 / MT103 / MT202, ISO 20022 PAIN.001 / PACS.008 / CAMT, CBPR+ Usage Guidelines, Payment Engine Design, Debit & Credit Party Derivation, Cross-Border Payment Flows, Stablecoins, and CBDCs.